In my previous article How to Enroll a BPI Express Online Account in 3 easy steps, I described how I was able to enroll my BPI savings account into BPI Express Online. Since I also have another BPI checking account, I wanted to link my two accounts together so that I can monitor both of them online.
The good thing about being able to tie your accounts together is that you can transfer funds between your accounts in an instant, anywhere and any time you want. No need to go to your branch, wait in line or be put on hold while waiting for the next customer service rep to pick up the phone.
Another good reason to link your accounts together is for your security and peace of mind. For example, if someone stole your ATM card, you can simply logon to your BPI express online account and transfer the funds from your ATM card to your other account. So even if someone tries to withdraw money from your stolen card, he won’t be able to withdraw any, since there are no more funds on that account. That is, assuming only one of your ATM cards is stolen and the other one is kept somewhere safe 🙂
Here’s How to Enroll Additional Accounts into Your Existing BPI Express Online Account in 3 easy steps
Step 1: Logon to your BPI Express Online Account
You need to have an existing BPI Express Online Account. If you still don’t have one, you can enroll your BPI account by following the steps mentioned in my previous article How to Enroll a BPI Express Online Account in 3 easy steps. Once your BPI account enrollment is activated, you can go to BPI Express Online website at http://www.bpiexpressonline.com and logon to your account using your Login ID and Password.
Step 2: Go to My Portfolio > Enroll Additional Accounts
Once logged on, click on the ‘Go to My Portfolio’ on the upper left side of the menu. A drop down list will appear. Click ‘Enroll Additional Accounts’ from the list. You will be asked which of the following 5 types of account you wish to enroll into your BPI express online account:
- Savings and Checking Accounts
- Time Deposit Accounts
- Auto Loan Accounts
- Housing Loan Accounts
- Credit Card Accounts
Choose the type of the additional account you want to enroll then click ‘Continue’. The next step will ask you to enter your account number. Once done, click the ‘Submit’ button. A confirmation page will be displayed indicating your account enrollment request’s Confirmation Number along with the Transaction Date & Time. Take note of this information, or better yet, print it out for future reference.
Step 3: Wait for the bank to approve your enrollment
The bank will review your additional account enrollment application and verify that you really are the owner of the account. The verification and enrollment activation is completed within 5 banking days. Once your additional account enrollment is activated, you will be sent another notification email. You can then logon to your BPI express online account to verify if you are able to view the account details of your other account online.
Even though you have to wait for around 1 week to have your additional account activated, the great thing about it is you don’t need to manually activate your enrollment via the ATM machine anymore. You also don’t need to go to your branch and wait for hours just to activate your enrollment.
Personally, I’d rather have the bank take their time to make sure that it is really me who is enrolling the additional account. Otherwise, it could be a security issue. This is, IMHO, still hassle free online banking.
DISCLAIMER: This is simply a guide to illustrate how easy it is to enroll an additional account into your existing BPI express online account. No guarantees in the accuracy of the above steps is implied in any manner, whatsoever. It is best to ask your local BPI branch customer representative or call BPI hotline 89-100 for more accurate instructions on how to enroll you account to BPI express online.