Rich Money Habits 2011 Financial Goals First Quarter Update

As some of you know, I started the year with 3 goals in mind.  One is financial in nature (3 streams of passive income $100/month each), the other two is for my health and being (weigh no more than 85kgs and go somewhere I’ve never been to every quarter of the year).

Financial Goal #1 – Three streams of passive income earning $100 per month each

For the first goal, the short status is that it’s halfway there.  I’ve shared my income report from Google adsense and the earnings form my ebook launching in one of my recent posts.  While they are not yet earning $100 per month, the income has been up to a great start!

The ebook is not selling as much as I hoped for but I am not one to complain because it is purely passive income.  I hardly do anything aside from promoting the ebook, which I must admit I am not doing a very good job at.  Besides, I am learning a lot just figuring out ways on how the ebook can be made more useful and how it can reach a lot more people.  That’s why I am excited because in the coming weeks there will be a lot more exciting things happening here at Rich Money Habits.

Also, Red asked me thru the comment section of one of my recent articles whether I’d be willing to share how much I am earning from being an affiliate of Truly Rich Club.  I sometimes hesitate sharing actual financial results because it might be taken the wrong way.  However, I feel being transparent to you and helping inspire you in your own journey is more important than my own fears.  So here it is.

The great thing about it is that I didn’t have to create a product or ship anything.  All I did is recommend a great product that I personally use myself, and would be very happy to recommend anyway with or without the affiliate income.

One of the challenges I’ve faced as an affiliate, however, was that because I didn’t have a way to contact those who signed-up as a result of my referral, I have no way to reach them and say thank you…and may be even give them a free gift or something.  That’s one of the reasons why I launched my own product so that I can have more control and be able to give freebies anytime I want.

One thing you will notice in the report is that the affiliate income started only last May 2010, more than a year after my wife and I already signed-up as members to the Truly Rich Club.  I honestly cannot remember why it started so late, but the great thing is, even if it was only a very very small amount in the beginning, it consistenly grew to PhP2,572.80 just last month.  That’s US $59.83 already, more than half of my $100 goal! 🙂

There are other streams of income I’m planning to launch in the near future that are still in the exploratory stage, but I don’t want to spoil the fun and surprise.  You’ll hear more about them once there’s something more concrete to talk about.  In any case, the first quarter has been a great learning experience so far, one I totally didn’t expect.

Financial Goal #2 – Weigh No More Than 85 kgs

At the start of the year, I finally got the initiative to use our condo’s gym.  Jog on the treadmill for 20 minutes a day, 3 times a week — that was my goal.  I was able to do it consistently for the first few weeks and lost a few pounds…But after a few weeks of not going to the gym, I gained it all back.  My wife and I even bought a Wii Fit board, just to get some added motivation in trying to enjoy exercising, but after a few weeks, we hardly ever use it anymore.

I also started trying to eat healthy.  After learning from Bo’s book ‘Awaken the Healer In You’ that drinking fresh fruit juice can be a very healthy morning habit, my wife and I invested in a juicer that was offered at a 50% discount in one of our visit to the mall.  So we started using the juicer in the morning and got ourselves small cups of fruit juice.

The only problem – we had to clean up the juicer ourselves.  It’s not too much, but sometimes when you’re in a hurry to get to work in the morning, the last thing you want to do is spend some time washing your juicer.   So after a few weeks of being very busy, getting our daily juice in the morning became less frequent.  Of course, I could have hired a house helper to do that.  And it is certainly part of our long term plan.  But the thing is, our condo is small and just enough for me and my wife.  Getting a stay-in house helper doesn’t look like a good idea at this point.

Then I discovered Nutrimeal, a nutritious mixed protein drink designed for those who are trying to manage their weight.  I followed the recommended RESET program and in 10 days, I lost 8.6 pounds safely and easily without needing to starve myself and hardly any exercise at all.  I’m currently at 187.10 pounds, just a hair thin away from my goal of 85kgs (i.e 187 pounds)…almost there! Yey! 🙂 And because it is very easy to prepare, I can have my “meal” in just 45 seconds.  This solved my problem of not having any time to prepare a decent meal as I rush off to work in the morning.

The first time I took my weight and BMI was around January, when we bought the Wii Fit board.  Just for fun, I tried checking my weight again after the 10 days of RESET program was over.  Here’s a picture of my Wii Weight Loss Chart at exactly 190 pounds.  I actually went down from being an Obese to just Overweight.  And even though it’s not yet under the “normal” range, the funny thing is that I’m still very very happy because for the first time, I am now seeing some tangible results.  There is hope indeed!

After another 10 days, I weighed myself again on the Wii Fit board and was even more delighted to find out that I’ve lost another 2.9 pounds. Sweet! Now, I feel more confident going to the beach! 🙂

I am not sharing these to you to brag but to help inspire you to keep on going for your goals and dreams no matter what they are.  I’ve tried a lot of ways to achieve the results I wanted…a lot of them failed.  But finally, one worked and my goal is now closer than I think.  I have no doubt in my mind that I will be able to get to 85kgs (187 pounds) in no time flat.  In fact, I am now re-setting my weight goal to now target 80 kgs by December 31, 2011 instead.  My wish is that you achieve your fitness goals too.

If you are also trying to lose weight (and has seen limited success so far), this may be for you.  Unfortunately, you cannot get the Nutrimeal from grocery stores or even at any retail stores like Health Options.   If you want to find out how you too can get it, you can simply email me. No, this is nothing illegal or unsafe so don’t worry.  I am no drug dealer, alright. 🙂

Financial Goal #3 – Go somewhere I’ve never been to every quarter.

This is one area I’m struggling with.  Both because I’m always very busy at work and also for personal reasons I want to keep private for now.  In any case, this is still one of my most cherished goals.

Recently, my wife and I spent a nice weekend getaway in Tagaytay.  But that doesn’t count, because I’ve been to Tagaytay before.  In fact, our wedding a few years ago was held somewhere in Tagaytay.  So it’s a place close to my heart.

The reason I really want to travel is so that I can explore other places and meet other people, learn other culture and just be amazed.  Sometimes, with the very hectic schedule at work, and the many urgent deadlines, I feel the fast-paced lifestyle is draining my energy.  I long to find some time to just reconnect with nature…doing nothing, just relaxing.  That’s why I want to go somewhere I’ve never been to before.  To be surprised.  To be mesmerized.  To be refreshed.

It’s already April, so I better search for some place to visit fast!  Wish me luck!  Or better yet, if you know of a great place to visit that’s not too far from Metro Manila, feel free to mention it under the comment section below, so others will benefit too! 🙂

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