Why is finance charge so confusing?

Last week, I read a story from a personal finance blog, about a first hand experience of credit card’s two-cycle billing. This was followed by an update on the post a few days later to clarify what really happened after he got a call and explanation from the credit card company. He was informed that… Continue reading Why is finance charge so confusing?

5 tips on how to protect yourself from credit card debt

A few years ago, I got into credit card debt.  I can still remember the frustration I went through, barely being able to pay the minimum amount due for my credit card.  Giving away a chunk of my paycheck every month to pay my credit card debt but could not seem to make a dent… Continue reading 5 tips on how to protect yourself from credit card debt

5 tips on how to fish effectively – things I learned while fishing at Taman Jaya Park

Recently, my wife and I went fishing with our friends at a nearby park walking distance from Taman Jaya LRT station.   It was  Saturday morning and the sun has just risen.   When we got there, there were already many people jogging around the area.   We hurriedly went to look for a place to put the… Continue reading 5 tips on how to fish effectively – things I learned while fishing at Taman Jaya Park

How to ride a bike? Learning reflections on Robert Kiyosaki's 'If you want to be rich and happy, don't go to school'

Earlier, I was reading a book by Robert Kiyosaki, titled If You Want to Be Rich & Happy Don’t Go to School.  In the book, Robert mentions something about a quote from Dr. Buckminster Fuller, Human beings were given a left foot and a right foot to make a mistake first to the left, then… Continue reading How to ride a bike? Learning reflections on Robert Kiyosaki's 'If you want to be rich and happy, don't go to school'

The secret to becoming an outlier – 10,000 hours

It’s been quite a while since I posted something in my blog.  I’ve been busy for the past couple of weeks at work and had a lot of things in my mind, especially with the current financial crisis and how it impacts me and my wife’s life. The one thing, though, that I am always… Continue reading The secret to becoming an outlier – 10,000 hours

Mindset – the thin line between scarcity and abundance

I’ve just finished reading Steve Pavlina’s latest post about “Living paycheck to paycheck”.  I don’t think I am currently living on a paycheck to paycheck at the moment, but one thing that struck me about the post is sharing from a place of abundance rather than scarcity. On a typical day, my wife and I… Continue reading Mindset – the thin line between scarcity and abundance

Searching for the book Ready, Fire, Aim – Zero to $100 Million in No Time Flat and learning how to sell

A couple of days ago, I read from a blog about a book titled “Ready, Fire, Aim – Zero to $100 Million in No Time Flat".  The book is about growing your business, whether it is from startup to a profitable stage, or from an stagnating business to skyrocketing success.  I got excited about it… Continue reading Searching for the book Ready, Fire, Aim – Zero to $100 Million in No Time Flat and learning how to sell

5 things I learned while reflecting on my life’s passion and dreams

The past few days I’ve been thinking a lot about what my passion is.  To tell you the truth, I still don’t know what it is.  What else is out there?  Is there something more to life?  What’s my life’s purpose?  What are my dreams? 1) Have fun  For a long time, I haven’t really… Continue reading 5 things I learned while reflecting on my life’s passion and dreams

3 tips on how to track cash expenses effectively

For the past couple of months, I’ve been trying to track my expenses.  But my problem is, I haven’t found a nice way to track cash.  Yes, I use cash.  In this part of the world, cash is still king.  I remember when I was assigned to the US for a 6-month stint.  While in… Continue reading 3 tips on how to track cash expenses effectively