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Business Life Updates Make Money Online Money Mindset Personal Finance

Rich Money Habits Ebook Guide is Now Live!

Just a super-quick update.  My very first ebook guide Rich Money Habits – 8 Ways To Shift Your Money Habits and Be Rich is now available.  You can check it out at this link:

http://www.richmoneyhabits.com

WARNING: There’s a time-sensitive early-bird bonus for the first 10
who buy the ebook.  Special introductory price is only available in
the next 72 hours.

To your success!
Allan

P.S. If for any reason, you are unable to access the link above,
you can go directly to the following link:

http://www.richmoneyhabits.com/rich-money-habits-8-ways-to-shift-your-money-habits-and-be-rich/

Categories
Business Life Updates Make Money Online

Rich Money Habits Guide Launching: Latest News

Things are moving pretty fast right now with the launching of my very first ebook guide Rich Money Habits – 8 Ways To Shift Your Money Habits and Be Rich.  I just wanted to take this time to give you a quick update…

As mentioned in my last article, we now have an official launch date and time:

** Thursday, February 17th at 7:00 PM Philippine Standard Time **

As I write this, it is just a little less than 24 hours away.

It has been a long road, and I still have a few details to share with you, but it’s going to be a huge relief to get this launched and get it into my readers hands.
In the mean time, you can watch this countdown page as we get closer to launch —

http://www.richmoneyhabits.com

It will automatically redirect you to the order page once we start taking orders.
Also, if you missed the last couple of articles where I gave a little bit of background on what this project is all about, you can read them here

In case you missed it, there are two important things mentioned in my last update:
1) Reserve your copy now to get in the priority list to get huge bonuses and discounts.

One thing I haven’t mentioned in my last update is that there’s a special bonus discount EXCLUSIVE only to those who reserved their copy.  It will NOT be available to everyone else.  After my last update, the response from our readers have been overwhelming and a lot of them have have reserved their copy already.  Don’t miss out on this golden opportunity.  By the way, did I already mention that there’s a very very special surprise BONUS for the first 10 who will be buying the Rich Money Habits ebook guide?


2) Become an affiliate to earn 50% commission!


Get the chance to earn 50% affiliate income for referring this incredible resource to your friends! Signing-up as an affiliate automatically qualifies you to join the Rich Money Habits Guide Contest where the first 10 affiliates who are able to successfully refer a sale will receive one of the 10 best-selling business and personal finance books below delivered to their doorstep free-of-charge.

10 of the Best Business and Personal Finance Books of All Time

Straight From My Own Collection

To Be Given Away!

 

One Minute Millionaire by Mark Victor Hansen and Robert Allen (HARD BOUND) The Success Principles by Jack Canfield (HARDBOUND) If You Want To Be Rich and Happy Don't Go To School (PAPERBACK) How To Identify and Invest in the Hot Stocks of Tomorrow by Michael Moe (PAPERBACK) Increase Your Financial IQ by Robert Kiyosaki (PAPERBACK) Your Money or Your Life (PAPERBACK) Why We Want You To Be Rich by Donald Trump and Robert Kiyosaki (HARD BOUND) How To Get Rich and Think Like a Billionaire by Donald Trump (2 IN 1 HARD BOUND) Multiple Streams of Income by Robert Allen (HARD BOUND) Ready Fire Aim by Michael Masterson (HARD BOUND)

* All books above are actual hard copy version (6 HARDBOUND, 4 PAPERBACK) from my own book collection

Lastly, I wanted to give you a chance to get a sneak preview of the Rich Money Habits Guide.  Click the link below to checkout what makes this book really really special.

http://www.richmoneyhabits.com/sneakpreview

If you’re an affiliate, feel free to forward or share the sneak preview of the Rich Money Habits guide to your friends and contacts.

That’s all for now.  I am so excited I am hardly getting any decent sleep the past few days!

Let’s get it on! 🙂

 

Cheers!

Allan

 

P.S.  What are you waiting for? Reserve your copy to get HUGE discounts and/or sign-up as an affiliate now, promote the Rich Money Habits guide to your friends and get a chance to win one of the 10 Best Selling Business and Personal Finance Books of All Time!

Categories
Life Updates

Your Valentine’s Day Gift – Get A Chance To Win 10 of the Best Business and Personal Finance Books Of All Time!

Before anything else, I’d like to greet you a Happy Valentine’s Day!  May this day be special for you not only because you will get roses and treated like a queen, but also because “to love and be loved in return” is the greatest feeling of all.  Feel the love.  Cherish the moment.  And remember to love in return. Speaking of love, my wife and I have been pouring our hearts and soul into our own mini-project, working doubly hard the past few days as we get ready for the launch of my very first ebook guide Rich Money Habits – 8 Ways To Shift Your Money Habits and Be Rich. And now, the really great news is — we now have our official launch date and time:

7:00 PM, Thursday, February 17, 2011 (Philippine Standard Time)!

====================================================================

Visit www.richmoneyhabits.com to get a glimpse of the book

and reserve your copy now! (Hint: Discounts & Bonuses)

==================================================================== To make this more exciting and more enjoyable for you, I’ve decided to hold a contest —

The Rich Money Habits Guide Contest

Prizes:

10 of the Best Business and Personal Finance Books of All Time

Straight From My Own Collection

To Be Given Away!

One Minute Millionaire by Mark Victor Hansen and Robert Allen (HARD BOUND) The Success Principles by Jack Canfield (HARDBOUND) If You Want To Be Rich and Happy Don't Go To School (PAPERBACK) How To Identify and Invest in the Hot Stocks of Tomorrow by Michael Moe (PAPERBACK) Increase Your Financial IQ by Robert Kiyosaki (PAPERBACK) Your Money or Your Life (PAPERBACK) Why We Want You To Be Rich by Donald Trump and Robert Kiyosaki (HARD BOUND) How To Get Rich and Think Like a Billionaire by Donald Trump (2 IN 1 HARD BOUND) Multiple Streams of Income by Robert Allen (HARD BOUND) Ready Fire Aim by Michael Masterson (HARD BOUND)

* All books above are actual hard copy version (6 HARDBOUND, 4 PAPERBACK) from my own book collection

Here are the very simple steps you need to follow to win the contest:

1) First, click here to sign-up as an affiliate so you can get 50% commission by referring the Rich Money Habits ebook guide to your friends.

2) Refer your friends to reserve and buy the ebook using your affiliate link provided upon sign-up!

Step 1: Email your affiliate link to your contacts! Step 2: Share your affiliate link in Facebook! Step 3: Tweet your affiliate link in Twitter! Step 4: Blog about the Rich Money Habits guide and refer your readers to your affiliate link.

Criteria for Winning:

Each of the first 10 affiliates who refer a successful sale will not only get 50% as commission from the sale, but also WIN one of the above 10 best-selling business & personal finance books of all time— hard copy version (6 HARDBOUND, 4 PAPERBACK), NOT an ebook, straight from my own book collection!

And that’s not all…

1) The earlier bird gets the worm. Whoever makes a successful referral first gets to choose which of the above books he wants as gift. 2) If you win, you will get your prize delivered straight to your doorstep for FREE. I will shoulder the shipping.  You don’t have to pay anything.  In fact, I will even be the one paying you your 50% commission! 🙂 3) The special introductory price will only be available for 72 hours. Reserve your copy now! This will get you in the priority list so you don’t miss out in availing the HUGE bonuses and discounts.  HINT: a very very special gift awaits the first 10 who buy my Rich Money Habits guide. That’s all for now.  This is going to be an exciting week! Cheers! Allan P.S.  What are you waiting for?  Sign-up as an affiliate now, promote the Rich Money Habits guide to your friends and get a chance to win one of the 10 Best Selling Business and Personal Finance Books of All Time!

Categories
Business Life Updates

What is Brewing @ Rich Money Habits

It’s 2 AM in the morning and I’m still typing away at my keyboard. I really just wanted to take this time to share with you what I am busy with lately, and let you in on an exciting project that I will be launching very very soon.

Three $100/ month income stream goal for 2011 explained

As you know, I’ve shared with you my personal goals for this year. One of those goals is to generate at least 3 streams of income generating $100 per month each. To some of you, it a small amount. Why not make a goal of earning a million instead?

Here’s why.

I’m not crazy. 🙂 I know how to be realistic given that I still have a full-time day job I go to work to almost everyday.  But that’s not really the main reason why.

Right now, I’m actually more focused on learning how to set up systems to create little streams of income that will give cash flow in the future.  If it turns into a profitable venture later on and I end up earning a million, well and good!  If not, I know I will do better next time.

I understand it will probably take a lot of time, money and effort from me in the beginning while I’m still setting up the systems.  But my hope is that once the systems are running smoothly, it will take less and less time from me to maintain it.

To be honest, I can actually earn the $100 a month quickly out of the decent income coming from my day job as an IT consultant.  Unfortunately, it comes with a stiff price.  It still requires my time and effort day in and day out.  So if I want another $100 for next month, I’d have to show up again. If I don’t show up, I won’t have any income. And it does take a lot of my time and effort showing up with the same energy every time.

The Challenge

The challenge is to learn how to setup systems so that it will be able to automatically bring value to other people, people who are willing to pay for the value they receive. Which, in turn, will give additional stream of income from this blog.

My goal for this year is to focus on setting up those systems to be able to at least support this blog. And $100 seems like a good amount to start with. I know, embarking on this project will not make me rich right away. I might even lose some money for investing on setting up these systems.

But to me, I value the experience more than the income. I know I will learn something valuable from the experience. And those lessons will help me in the long run.  That makes it so exciting. That’s why I want to get started right away.  🙂

Current streams of income for this blog

A few days ago, I learned that I actually reached $100 income from Google adsense. Yes, finally! After, 1 year and 4 months! 🙂  Some people may say, “What?! 1 year and 4 months?!  Why so long?”

I know it’s a long time. And I’m ok with that.

It’s something that I decided early on when I created this blog. I don’t want to focus on ads alone. I want to focus more on bringing value to you.  And if that means removing or at least minimizing distracting ads, I am all for it.

Another income stream that’s been helping support this blog is the affiliate income from referring my friends to Bo Sanchez’ Truly Rich Club. My wife and I have been a member for around 2 years already and so far, we’ve learned a lot and been blessed bountifully from joining the club.

Do you want to know my secret in deciding what to stocks to invest on?  It’s Bo’s monthly Stocks Update Newsletter sent exclusively to members of the Truly Rich Club.  The newsletter lists down recommended companies that are worth looking into along with their potential gain if they hit their target price.

Reading through the list of recommended companies helps me get started in focusing on specific companies that I want to research more on.  Some of which I could later decide to invest in.

What to expect from Rich Money Habits in the coming weeks

In the coming weeks, there will be a lot of exciting things happening here at Rich Money Habits Blog.

The first and most important — I will be launching my very first product for the year 2011! Yehey! 🙂 While I don’t expect to become a millionaire from this one product alone, I hope that this is a start of something remarkable.

My hope is that this will help me in my goal of creating a monthly income of $100 a month. When you think about it, that’s just PhP 5,000! If I just have a little bit of initiative, I can go find a job that could pay me that amount doing ordinary stuffs.

Why Launch Your Own Product

One thing I learned while promoting other people’s products is that you have very little control over how the product is created and delivered. You rely heavily on the other party’s integrity in delivering value to your friends when you refer it to them because to be honest, you really don’t have any other choice.

That’s one of the major reasons why I’ve not been focusing much on Google adsense.  I don’t have a clue on who is behind those automatically generate ads.  I’d hate to think I might be promoting a sleazy or scammy product that cold potentially hurt you.

That’s why I am working hard on giving something more valuable by releasing my own product soon.  At least, I’d have the control on making sure that I create and deliver something really valuable that can really help you in your journey to financial freedom.

Almost ready for launch

My very first product of the year is almost complete. My wife has been helping me out with it a lot lately.  It’s like our mini-project outside of our daily jobs, where we create something remarkable together.  Besides, I’ve had so much fun because it’s our little bonding moment at the end of each day.  I guess you can say it’s a product out of love (Cheesy, I know, but what the heck Valentine’s day is almost here)! 🙂

I will be launching my very first guide “Rich Money Habits – 8 Ways To Shift Your Money Habits and Be Rich!”. If you’ve been visiting this blog for some time, you might notice that the title looks familiar. And it is!

The ebook is actually based on the highly popular Rich Money Habits 101 Series Newsletter, where more than 1,200 have already been blessed.

Here’s what they have to say about the Rich Money Habits 101 Series:

“Very informative, full of good ideas!”

–  Fred from Cebu City

“Very personal, very simple from the heart lessons about finances!”

–  Anna from Mandaluyong City

“Thought provoking!”

– Rod from General Santos City

“Concise, informative and a good read!”

– Deo from Urdaneta Pangasinan

“Eye-opening thoughts and financial advise on wise investing”

– Francisco Jr. from Butuan City

“It’s complete advise on how to reach your financial freedom. The insights are very helpful. From changing your mindset and habits to the “How-To’s” of different vehicles to financial freedom.”

– Gailord Fidel from Mandaluyong City

“It addressed issues that I hadn’t recognized in myself before and also it came just at a time when I was starting up a business. Now I am always looking out for what I may be doing wrong and making sure that this time around I am developing only rich money habits.”

– Lissa from Lusaka, Zambia

“I liked the part about saving 20% of your income. I had difficulty saving before I read your Rich Money Habits series. I was paying first all my debts and expenses when salary day comes and what was left which was almost nothing to savings .Now I’m learning how to save properly with discipline and determination.”

– Rowena from Alkhobar, Saudi Arabia

“Fantastic! I like the idea of protecting your money from its enemy including yourself…and to invest early in life like planting a tiny seed if you want to succeed financially. These great ideas, I think should be taught to every poor and struggling Filipino. Had I read your blogs early on I should have protected my money retirement money. But its not too late anyway. I got the idea, applied it, and also shared it to others.”

– Eduardo from Malaybalay City

“All of the ideas in Rich Money Habits series are very helpful!”

– Johnry from Cebu City

“Informative. Relevant and true to life experiences. Proven and tested.”

–  Leo from Manama, Bahrain

I am going to be very upfront with you. 80% of the Rich Money Habits guide ebook is based on the same material found in the Rich Money Habits Newsletter. I know I am taking a big risk here for letting that out. But being honest with you is more important to me than having that extra sale.

I am a straight-forward kind of guy and I hate misleading people.

Why buy the ebook if you can get it free through the newsletter? Great question. And in all honesty, I think it’s something a lot of people will probably do. And I am ok with that. It means more to me to have you receive this information any way you want than making the extra buck.

However, I do realize that some of you still prefer to consume the material in a more readable format, where everything is together in one neat package available right away, and not have to wait for several weeks. The Rich Money Habits guide ebook gives you that choice to get all the information you want in an instant.

I understand that this will not be for everyone. My only hope is that the income from those who buy the Rich Money Habits ebook could at least support the newsletter so that more and more people can get the inspiring articles for free.

It takes money to maintain the system that send out each of the Rich Money Habits Newsletter issues every week to the more than 1,200+ subscribers (and still growing rapidly!).

Launching this ebook not only gives an option to those who want to get the information in a more readable format, it will also allow me to make the Rich Money Habits Newsletter available for free to a lot more people!

This way, I can focus on providing more value to you.

Win, win, win! 🙂

That’s all for now.  This is already getting too long.  It just shows how excited I am on this new project I am embarking on!

 

 

P.S.  Come join me in this journey!  If you want to get into the priority list to get HUGE discounts and bonuses once the Rich Money Habits guide is out, you can sign-up here!

P.P.S. If you are a personal finance blogger and would like to post a review or you just want to help me promote the ebook as an affiliate (yes, you too can earn from this!), just send me an email through the contact page, and I’ll work out the details with you from there.

Categories
Business Credit Card Investing Life Updates Money Mindset Personal Finance Personal Growth

Looking ahead to 2011

Last week, I shared my reflections of the past year 2010.  Today, I’d like to share with you my personal financial goals for the coming year 2011.  This is actually my way of challenging myself by publicly declaring my goals for the coming year.

My 3 major financial goals this year 2011

1) Create at least 3 new streams of income earning at least $100 per month each

Right now, I am still working full time at my current job as an IT consultant for a credit card company.  While I do enjoy my job, I still want to have more options.  I want to be able to one day control my income streams.  Having a job is good.  However, it is only a temporary solution to a permanent financial problem — not having enough money.

I’ve been fortunate to earn quite enough to be able to sustain me and my family and have some extra money saved every month.  The big challenge for me this year, just like in the past year, is to learn how to invest a portion of that money for my family’s future.

I don’t exactly know what the 3 income streams will be.  One thing is for sure — for this year, I’d like to focus on investing to generate more cashflow.  Last year, most of my investments had pretty good returns.  The only problem is, they were only capital gains. There’s no monthly cash flow.  This year, my goal is to learn to invest for cash flow and capital gains.  I’m considering putting up a business.  Or perhaps finally invest in a property and rent it out.  Or may be I can explore going into franchising.  I will share more to you as I get clearer on how to achieve this goal.

2) Go somewhere I’ve never been to for a week, every quarter of the year.

This is my way of growing myself.  I feel I haven’t grown that much personally and haven’t widen my horizon for the past year.  This year, I want to go somewhere I’ve never been to. Either in the Philippines or outside.  I’d like to experience and learn new things to keep my hunger alive.  I’d like be able to share exciting stories.  I’d like to be able to know what it feels like to discover and be amazed again.

As I shared last week, I was able to travel to Bohol with my wife last December.  It realy felt good just doing nothing, hearing the soothing sound of the waves while trying to relax in a hammock by the beach.  Working in a fast-paced IT and financial services industry sometimes takes its toll on my mind and body.  I feel I need to freshen up every once in a while to stay sharp and energized.

3) Weigh no more than 85kg at any time of the year.

It’s been one of my greatest struggles every year to keep my weight down.  I am getting sick quite often the past year.  I can’t go on and blame my work or my lack of time for exercise.  I know that it’s just a matter of building new habits in terms of my overall health.  Eat right. Get some exercise.

So this year, I want to be able to maintain my weight to a more manageable level — no more than 85 kgs.  It will take some time, but I’m ready for it. Let’s bring it on! 🙂

I know goals #2 and #3 don’t look like a financial goal at all.  They seem more to do with personal development than money.  I totally agree, it looks that way.  And it’s the way I prefer it.  I personally think it is very important to take care of my mind and body in my journey to financial freedom.  As I’ve described in one of my articles, your health is more important than your money.  Without it, none of your other financial riches really matter.

2011 Goals for Rich Money Habits

My goal for Rich Money Habits is to be more consistent in posting new articles — at least one per week.  As I share my thoughts to you, I gain more clarity.  The clearer I am with the things I want, the nearer I am to my goals.

Here are some of the things I’ve been thinking as I was doing some planning for Rich Money Habits this year.

– create more useful articles
– find more ways to reach out to more people
– find more ways to help you in your financial goals
– launch a product that helps you manage your money better
– redesign blog so you can navigate it easily

As you might have probably guessed, most of my goals above are still in the works.  And quite general, if you might add.  I still don’t know what exactly I am going to do.  But I think the important thing is to use these goals to remind myself what I need to focus on — helping you.  Everything else is secondary.

Cheers to an exciting year ahead!

Categories
Life Updates Personal Finance

Looking back

It’s been quite a while since I’ve posted something here at Rich Money Habits.  To begin the year right, I thought it would be a good idea to look back and share with you my reflections of the past year 2010.

Overall, last year was an exciting adventure with a lot of ups and downs, unforgettable experiences, new friends met and lessons learned. 

For now, however, I’d like to focus on how I did with my financial goals last year.  There were 3 main financial goals I listed at the start of the year: 1) Buy a house,  2) Invest 20% of my income, and 3) Be physically fit (i.e. weigh 80 kgs by end of the year).

Buy a house

 

Ever since we got back from our 2 and half year stint in Malaysia as an OFW, my wife and I have been searching for our own house.  We searched…and searched…and searched for months and months, but with no luck.  The single-detached house we are dreaming of seem too far out of reach.  The only houses that we like are either so far away from our place of work or just too pricey for our budget.

We also like a clean and peaceful neighborhood where we can walk around at night after having dinner, holding hands, reflecting about life and the blessings you received throughout the day.

One Sunday, my wife and I along with my in-laws checked out Rosewood Pointe in Taguig City, a few minutes from Bonifacio Global City.  After we looked at Rosewood Pointe in Taguig, our interest was picked.  It looked like a really nice resort!

No, we didn’t buy a condo in Rosewood Pointe. 

Better, a new project was being launched that time, a nearby mid-rise condo similar to Rosewood Pointe.  It looked promising.  We asked for a quotation on a 2-bedroom unit. It was nice and the model unit looked really great.  Of course, this is expected since it is staged but it really felt a lot like our dream house. 

Yes, it is not single detached but the ambiance felt really good.  The clean air, the playground, the walkways.  It feels great just being able to enjoy the simple things in life. Everything is relaxing and it’s not too far away from our place of work.

The rest, as they say, is history.  We finally decided to buy and pay the down payment.  Unfortunately, the unit won’t be ready until April 2012.  I know, it’s still a long time before we get to enjoy it.  But it’s ok, we’re not in a hurry.

Invest 20%

Ever since I had extra money, one of the financial challenges I’ve faced has been to learn how to invest more of the money I have.  My wife and I initially targeted 20% of our income to be invested for our future. 

Stocks

I started investing in the Philippine Stock Market February last year after opening an account with CitisecOnline.  The gains have been extraordinary so far.  My stocks are all up at an average of 22%.  Some even went high up to 55%.  I admit, this is NOT because of my investing genius.  It’s more a matter of luck than anything else. As you may have heard, the Philippine Stock Market has been in upward trend and breached all time highs last year.  It looks like this will continue on this year, so this is something I am looking forward to in the coming year.

Real-Estate

This is something I tried to get into last year.  The first deal my wife and I went into was a private lending deal on a 2-bedroom property.  My wife and I were very lucky that we partnered with a very trustworthy investor.   Our money earned quite a bit @ 1% per month for 4 months.  It’s actually a great deal compared to it sitting idly in the bank.  We would have preferred something that generated additional cashflow but getting the extra cash is nothing to complain about.  In the process, I also met a lot of great people doing real-estate investing and I hope to continue learning more on this area again next year.

Internet Marketing

Last year, I learned the intricacies of internet marketing through Jomar Hilario’s Online Mentoring Club.  This has been an eye opener for me precisely because it’s something I am comfortable with (at least the internet part).  I’ve been working in the IT industry for the last 8 years so I am comfortable with the technology side of this business. However, I practically had zero knowledge about the marketing part. 

Good thing I chanced upon Jomar Hilario’s 1 Year Online Mentoring Club.  It literally took my blog to the next level. This blog finally got an audience after applying what I learned from the mentoring club.  The great part is hearing your warm and kind appreciation to the articles.  It’s one of the reasons I decided to get back to blogging after 3 months of not posting a single article.  So, thank YOU for inspiring me to keep on blogging!

Be physically fit – weigh 80 kgs by Dec 2010.

I failed. Miserably.  I not only missed the weight goal.  I even went heavier. Ouch!  No, I won’t tell you how much I weigh now.  It’s too embarassing. 🙂

Worse, I again got sick at the end of the year.  Just when I am supposed to be enjoying my vacation.  Because my body has not been getting the rest, exercise and nutrition it needs, I suffered another attack of colds during the holidays. 

The sad thing is not being able to enjoy and celebrate with your loved ones because you are sick. 

Last month, my wife and I went to Bohol to celebrate our wedding anniversary.  Instead of enjoying the great outdoors with my wife, I was at the hotel  nursing my worsening colds most of the time.  I tried very hard to get out of bed and enjoy the Bohol tour and island hopping for my wife’s sake but it seemed it worsened my sickness even more.

A week after, I still have that nasty cold.  I know I should have gone to the doctor.  Instead, I went on a long 10-hour trip to my hometown in Ilocos.  There’s no time to rest.  I have to be home to celebrate Christmas with my parents and siblings. 

With only a few days to spare, I also had to be back again in Manila to celebrate New Year with my in-laws.  It felt like going to a mini-Amazing Race while nursing a stubborn cold that won’t go away.

My mom even kidded me that I was allergic to vacation, because as soon as I left work and went for vacation, I got that nasty cold.

This year, I feel like I really need to put some effort in protecting my overall fitness. The pressure from work won’t go away.  But I need to put in the time to exercise which I rarely did in 2010. I also need to watch out what I am eating. 

Most of the time, my wife and I are too tired to cook after getting off from work.  So we end up eating fast food.  Worse, we even call a delivery in the middle of the night. This added another extra pound into my already bulging stomach.  This has got to stop. There has to be a better way.

Rich Money Habits

Last year was really great for this blog. 
There were a lot of new things that happened. First and foremost, the year was a huge leap from total non-existence to the surge of the number of readers of this blog.  It felt really good being able to reach and help someone you’ve never met before in your life.  Some of you even expressed your appreciation by your kind comments to the articles in this blog.

The Rich Money Habits Newsletter was also born.  The 8-part Rich Money Habits article series is available fore FREE!  If you still haven’t received it, subscribe now

It was also the first time that I saw earnings from Google adsense.   This blog has also received affiliate income both from Bo Sanchez’  Truly Rich Club and Jomar Hilario’s workshops. It feels great to receive these blessings however small the amount.  It’s a great start.

The sad this is that I lost steam the last 3 months of the year.  I hardly written any new articles.  It was both a case of getting busy at my full-time work as well as losing motivation due to laziness.  It’s easier to just sit in front of the TV and watch your favorite show.

In a way, the past 3 months was a good thing.  It allowed me to reassess why I am doing what I am doing in this blog.  It gave me time to really focus on the things that really matter – helping you build better money habits. 

 

There were a lot more things that happened during the year but for now, I really just want to let you know that I am back.  And what better way to say that than writing my very first article of the year.

That’s it for now.  Next time I’ll tell you more about my goals for this coming year and what to expect here at Rich Money Habits.  Again, thank you for making year 2010 truly wonderful!

Categories
Life Updates Personal Finance

Happy New Year!

I would like to take this time to wish you and your family a very exciting and happy new year ahead! 

May 2011 be your most fruitful year ever, not only financially, but also in all other areas of your life – healthy mind and body, loving family and friends, rich and happy life full of meaning.

Cheers!

Categories
Life Updates Money Mindset

Rich Money Habits is joining the Yakezie Challenge

Today is a great day for Rich Money Habits.  This marks the day that I am joining the Yakezie Challenge.  I came across the Yakezie Challenge a few months ago after my guest post “5 Money Habits I Learned That Will Never Make Me Rich” was featured at financialsamurai.com.  I thought about joining then but hesitated because I felt I wasn’t ready to take the challenge on just yet. 

What’s the Yakezie Challenge

”The Yakezie is an exclusive network of the finest personal finance and lifestyle bloggers in the world.  It was founded by Sam of financialsamurai.com in the hope of creating powerful friends and becoming an influential bunch of personal finance bloggers.  The Yakezie Challenge is to get your personal finance blog’s Alexa ranking to the top 200,000 in 6 months.  Rich Money Habits is starting at a rank of 1,079,182!  Yes, that’s 1 million ++!  Didn’t I say this is a challenge?! 🙂

Why am I joining the Yakezie Challenge

There are several reasons why I would like to join but mainly I just want to reach out to other personal finance bloggers out there.  One thing I realized while writing my Top 10 list of the emerging influential blogs of 2010 is that I didn’t know many of them.  This is an opportunity for me to reach out and become more involved.  Other than that, here are a few more reasons why I am joining the Yakezie challenge. 

1)  Personal challenge

Getting the Alexa ranking from 1,079,182 to 200,000 in 6 months won’t be easy.  It will definitely stretch me to do things I’ve never done before.  Until today, I’ve been content watching by the sidelines, minding my own business.  I think it’s time to challenge myself even further and truly commit to making this blog better and achieve a higher Alexa ranking.

2)  Be part of a great community

Blogging can sometimes be a lonely journey.  Most of the time, it’s just me facing my laptop and typing away at the keyboard.  Yes, there’s the occasional comment every now and then (which is great) but nothing beats being able to bounce ideas with other people with similar interests as well.  I think Yakezie network is a great community to be part of and a great venue to do just that.

3) Expand Rich Money Habits’ network

Being in the Alexa top 200,000 will bring a lot of benefits to this blog.  Traffic of course will be the main thing.  It means this blog will be able to reach out to more people.  More people will benefit from the interesting articles and the amazing products Rich Money Habits recommend.  Of course, that will also translate to more opportunities and income from this site, which is also nice.

That’s it.  I have a long, long, long way to go to get to Alexa ranking 200,000 so I better get started right away.  Wish me luck! 🙂

 

P.S.  Care to join me in this new challenge?  Join the Yakezie Challenge now.

Categories
Life Updates Personal Finance

Top 10 Emerging Influential Blogs in 2010 (for Personal Finance)

While reading through my good friend Tim’s Every Peso Count blog, I came across the Top 10 Emerging Influential Blogs in 2010 Writing Project.  It’s a very interesting project which aims to discover and promote the emerging blogs for the year, and get a chance to be involved in a worthwhile writing project.

I thought it would be a good idea to come up with my own list as well.  Here’s Rich Money Habits’ Top 10 Emerging Influential Blogs in 2010 (at least for personal finance category) in no particular order!

Top 10 Emerging Influential Blogs in 2010

#1 – Rich Money Habits by akosiallan.com

Of course, Rich Money Habits by akosiallan.com is in my list. 🙂 I believe in my heart that this blog is emerging as one of the most influential personal finance blogs in 2010.  My hope is that this blog has been a positive influence in helping a lot of people build better money habits.  As evidenced by the steady growth of its readers from practically zero before its (re)launching last September 2009 to the 254 subscribers as of this writing, the mission of this blog to elevate the money habits of Filipinos is slowly becoming a reality.

#2 – Financial Samurai

Sam’s Financial Samurai is one of my favorite financial blogs mainly for its straight from the gut approach to personal finance.  Money mysteries are revealed through the very interesting, and sometimes unconventional articles from this blog.

#3 – Man Vs Debt

Adam Baker’s Man Vs Debt blog’s growth has been simply phenomenal! I’ve been following his blog for quite some time now and has witnessed how the blog evolved from dealing with debt to making an online income in a very short time.  With support from A-list bloggers in the personal finance blogosphere like J.D. Roth of Get Rich Slowly or even Leo BaBauta of Zen Habits.  ManVsDebt is an A-list blog in the making!

#4 – Every Peso Counts

Tim’s Every Peso Counts blog is a refreshing view on personal finance.  I really like the positive energy of Tim and his hope of a bright future for the Philippines.  His very interesting articles on money and personal finance is a great read and continues to inspire a lot of people to become better financially.

#5 – Investing Pinoy

I just recently came across Bryan Uy’s Investing Pinoy blog.  His blog talks about stock trading and investing in the Philippines.  The tips from this blog has been another great resource for beginning investors just like me.

#6 – Ridiculously Extraordinary

While Ridiculously Extraordinary speaks about lifestyle design (a term popularized by Tim Ferriss’ 4-Hour Work Week book),  the site also offers a lot of very interesting ideas on how you can make money AND living an extraordinary life at the same time.

#7 – Personal Finance By The Book

I came across Joe Plemon’s Personal Finance By The Book blog earlier this year when one of his articles was featured as Top 5 Pick in the Summer Edition of Rich Money Habits Blog Carnival.  Joe continues to bring out practical advice about money which are especially useful in building a better money mindset.

#8 – Jonhapiness

While Jonha’s blog is an interesting mix of topics such as money tips, warnings on scams, and blogging, she is slowly bringing a lot of positive influence to more and more people.  I won’t be surprised if she ends up one of the most influential bloggers in the Philippines soon.

Update as of August 26, 2010: Top #9, #10 & #11 emerging influential blogs in 2010

#9 – KennyV’s Investments

Kenny V’s investments blog proves that it’s never too early to begin learning to invest your own money.  At a young age of 21 years old, Kenny shares his investment ideas ranging from tips on opening credit card or bank accounts, insurance and his favorite company stocks.

#10 – Fat Girl No More

While Ria’s blog Fat Girl No More is not exactly a personal finance blog, she tackles one of the most important aspect of wealth – your health.  Fat Girl No More is one girl’s refreshing view of appreciating your own curves at the same time aiming to be better physically and emotionally so you can perform to the best of your abilities.

#11 – Honorable Nominations

The response of our readers and their nominations for the last 2 slots were simply amazing.  I would have loved to put all the nominated blogs in the top 10 list but I could only take 2 and was quite honestly severely restricted by my own criteria of considering only personal finance (related) blogs.  Nevertheless, when I checked out the following nominated blogs, I was stunned on how good and influential they are.  As my way of saying THANK YOU for your nomination, I am listing your blogs as #11 – Honorable Nominations.

There you have it folks! I never thought coming up with a top 10 list could be this hard.  It took me hours to scan through my favorite blogs and I could only come up with 8.  I need your help to fill up the 2 remaining slots.

While I read a lot of blogs, I had a difficult time finding a personal finance blog that was launched only last year.  Most of the blogs I read have been around for quite some time. Maybe, I’ll do another Top 10 post for those blogs in the future.  Watch out for that!

Dear readers, nominations for the 2 remaining slots in my Top 10 list is now open. If you have a (favorite) blog related to money or investing that was launched only last year, feel free to nominate it through the comment section below. Please include a brief description on why you think your (favorite) blog deserves to be in the top 10 list.

Lastly, I’d like to take this opportunity to thank Janette Toral for organizing such a worthwhile project.  Special thanks also to the following sponsors who made this project possible:

Events and Corporate Video, Budget hotel in Makati, Pinoy Party Food, Copyediting Services, PR Agency Philippines, Budget Travel Philippines, Send Gifts to the Philippines, Black Friday Deals, Roomrent – units for rent, Search Profile Index, and Corporate Events Organizer.

Categories
Life Updates Personal Finance

Re-confirm Your Email Subscription to Rich Money Habits and get a FREE e-book by Bo Sanchez

Great day to you, our dear reader of Rich Money Habits blog!

To better serve our consistently growing number of readers who like to receive FREE money tips & articles through email, we will be upgrading our email subscription service provider from Feedburner to Aweber this week, July 26-31, 2010.

What does this mean for you?

This upgrade will allow you to receive more relevant, impactful and high-quality articles & tips on money, business and investing delivered direct to your inbox.

As a subscriber, you will also be the first to know of any upcoming seminars on money and investing which will give you the opportunity to take advantage of early-bird discounts and special promo rates.

You will also be the first to receive any future stock investing tips, special reports, or newsletter articles once they are finally rolled out through this email delivery platform.

Best of all, you wimymaidinvestsinthestockmarketcoverll get all of these for FREE!

As a special gift for going through all the trouble of re-confirming your subscription, you will receive a FREE electronic copy of Bo Sanchez’ e-book “My Maid Invests in the Stock Market…And Why You Should Too!”

What do you need to do?

If you are currently subscribed to this blog through email, you will receive an email within the week (July 26-31, 2010) requesting you to re-confirm your subscription to Rich Money Habits by akosiallan.com.  Once you receive the email, follow the instructions to re-confirm your subscription and get your FREE copy of Bo Sanchez’ e-book.

If you haven’t received an email after July 31, or you just want to get your FREE copy of Bo Sanchez’ My Maid Invests In The Stock Market e-book NOW, I encourage you to subscribe to Rich Money Habits by simply filling-up the sign-up form below and clicking the ‘Submit’ button. It’s FREE!

P.S. If you want to know how to successfully invest in the Stock Market,  join Bo Sanchez’ Truly Rich Club and read Bo’s Stocks Updates Newsletter.