Life Lessons Money Mindset Personal Finance

Why having a coin purse can make you rich

A few weeks ago, my wife and I went out with my mom to the mall to help her buy a helmet she can use when driving her motorbike.  Yes, my mom drives a motorbike!  Cool mom, huh?  Well, it’s more like a scooter so it’s perfectly safe.  Anyway, while looking through the men’s accessories section (yes, my mom doesn’t mind that we’re shopping under MEN’s accessories), I chanced upon a display of wallets.  There’s a small table where you can see and touch all kinds of wallets. 

My wife, being the very thoughtful person that she is, saw the wallets and immediately prodded me to buy one!  Not for bills, but for my coins! My coins seem to have a life of their own.  Most of the time, they are scattered everywhere in the house.  You can see them on top of our refrigerator, inside the drawer, scattered on the floor, etc until they are found out by my wife when she cleans the house.  And I get that glaring glance that I so love. 🙂

Why am I having a field day about a coin purse?  Because having a coin purse reveals an interesting money habit.  Why do you think men don’t like carrying a purse?  Because it is NOT cool and manly?  If you’re a guy, can you imagine yourself mustering the words, “oh wait, let me just bring out my purse”.  Only ladies carry a purse.  For the most part, that’s what I thought.  But when you’re like me who hates carrying heavy coins in his pocket all day, I’ll take that coin purse anytime.  And so, on that faithful day…I finally brought my coin purse.

Buying a coin purse is one of the greatest organizing tool I’ve bought for quite some time.  Whenever I buy at McDo, KFC, or even at the grocery store, the smiling lady at the cashier would always ask me if I have a spare change or coins?  Most of the time, I don’t because I hate bringing coins in the first place.  Whenever I have coins in my pocket, I try to empty it out immediately and put the coins inside my drawer.  They are too heavy on my pocket.  Unfortunately, when I try to have my lunch a few hours later, I (again) no longer have any coins with me.  When I am (again) asked if I have a spare coins I can only smile to my teeth and say I have NONE (again).

Since I don’t have the exact change,guess what the lady would give me as change?  I get another set of big bulky coins!  Yes, another set of coins!  When that happens I feel like being penalized for not carrying the exact amount. I guess my pocket is going to be heavy again…for a little while, until I get to dispose it into my drawer. 🙂

So how does having a coin purse make you rich?  The answer?  It’s in the habit.  The habit you cultivate in putting importance to the littlest of things like spare coins is priceless.  You learn that when you have more of those little things, they become big.  When they become big, their importance becomes more glaring.  They can give you something you cannot take for granted.  Like for example, having those extra coins allowed me to treat my wife for a simple lunch.  Nothing too fancy, just good food from good old coins. 

When you have coins, it forces you to use them.  Otherwise, it becomes heavy on your pocket.  When you use them, you become more precise.  How much is that meal again?  Oh, PhP85.  Let me give you one PhP50 bill, one PhP20 bill and three 5 peso coins.  Back when I didn’t have any coin purse, I would have just handed over the PhP100, get my change and forget about it.  Let that PhP15 change rot inside my pocket, or my drawer.  This time though, that PhP15 never left my wallet.  It’s still there, waiting for its chance to be a blessing to me and to other people.

How about you? How do you manage your spare coins?


P.S.  Are you a member of Bo Sanchez’ Truly Rich Club?  Checkout the huge discount to Jomar Hilario’s 1-Year Online Mentoring Program / (originally Internet Marketing Workshop Club) @!  This promo is being offered exclusive to Truly Rich Club members until June 29, 2010!  Only 4 days left to take advantage of this amazing offer.  If you’re not yet a member, sign-up to the Truly Rich Club now!

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Jomar Hilario Internet Marketing Workshop Club Review

Jomar Hilario is widely regarded as Bo Sanchez’ internet marketing guru and the “Tim Ferriss” of the Philippines.  I’ve been a member of Jomar Hilario’s Online Internet Marketing Club since last year.  I wanted to do a review of his online mentoring club for quite a while now, but because of busy schedule I have been putting it off lately.  This time, I want to get the review out ASAP so readers of this blog can take advantage of the huge discounts being offered only until June 29, 2010.

I first met Jomar while attending Bo Sanchez’ Truly Rich Financial Coaching Program.  During the seminar, Jomar shared his experiences on how he got started pursuing financial freedom through various ways.  He animatedly described his adventures struggling to make money through multi-level marketing, taking pictures of houses from one end of Metro Manila to the other by trying to sell/invest in real-estate properties, as well as his initial successes promoting a huge concert through the internet in just 30 days!

In that same seminar, Jomar offered his invitation for a 1-year online mentoring program to those serious about learning internet marketing.  The price is definitely NOT cheap if you compare it to the numerous ebooks about internet marketing out there.  But when you compare it to similar internet marketing coaching programs, which can run up to US $1,000, it is low priced.

Besides, 1-year mentoring offers something else that cannot be found in reading ebooks alone, or even a 2-day workshop.  The 1-year online mentoring program allows you time to digest everything you need to learn about selling and marketing through the internet.  You can ask Jomar to review your blog, ask him questions on any of the online lessons, you even get some special discounts to his other seminars.  As an added bonus, you also have the opportunity to learn from and interact with the other online internet marketing club members through the forum discussions.

In all honesty, when I heard the price, my initial thought was that “it’s too pricey!”  While pondering whether to sign-up or not, I tried to browse through Jomar’s site @  To my surprise, I saw a birthday promo being offered that time, which gave a whopping 50% discount!  I immediately emailed Jomar to sign-up and the rest is history.

Here’s an actual feedback I shared in the Online Mentoring Club forum discussions a few months ago about my experience with the club.

Reply by Allan Inocente on March 25, 2010 at 10:19pm

Before IMW Club, I earned a measly $1.08 from Google adsense in 10 months of aimlessly trying to learn how to make money from blogging. Since joining the club, my Google adsense earnings have steadily climbed up to reach the all time high of $32.23! That is 30X earnings in less than 5 months of applying the lessons learned from the IMW club.

The great thing about being in the club is that you can go back to the online lessons over and over again…if you still don’t understand, you can post your question in the forum, and someone will always be willing to share a thing or two to help you out with your problem. This is on top of Jomar’s very useful and straight to the point suggestions and recommendations, of course.

Be warned though, the club is not for the impatient nor is it for the half-hearted. The lessons may be simple and easy to learn but finding the discipline and willingness to apply those lessons will definitely play a crucial role in helping you achieve your goals.


Allan Inocente, IT Team Lead
Rich Money Habits @

Who should sign-up for this online mentoring club?

  • if you are tired of waiting for your next paycheck or promotion
  • if you are constantly frustrated with your measly income
  • if you are not a techie but willing to learn how to earn money online
  • if you have an existing brick-and-mortar business you want to take online
  • if you want to have more time to be with your family
  • if you want to work whenever and wherever you want, even from home

Who should NOT sign-up for this online mentoring club?

  • if you are living in debt or on a tight budget and it’s all the money you have
  • if you are looking for a get rich quick scheme, this is definitely not for you
  • if you are not really planning to follow the lessons
  • if you are afraid of the internet and don’t want to learn anything related to it

It’s been months since I signed-up and I’ve learned a lot since then.  But there is a lot more to learn.   If you do decide to sign-up for a 1-year online internet marketing mentoring program, congratulations and see you at the club!

P.S. I wanted to get this review out ASAP so readers of this blog can take advantage of the huge 50% discount to Jomar Hilario’s Online Mentoring Program!  Unfortunately, this promo is being offered exclusively to Truly Rich Club members until June 29, 2010 only!  So hurry, sign-up to the Truly Rich Club now so you can take advantage of this amazing offer.  Once a member of the Truly Rich Club, you can go to to avail of the 50% discount to Jomar Hilario’s Online Mentoring Program.

P.P.S. If you’re curious, my Google adsense earnings has already reached US $49.81.  Not much, but if you’re like me who didn’t expect to earn anything at all, earning that amount of money “passively” is definitely a huge boost to my confidence!

DISCLOSURE: If you sign-up for a 1-year online internet marketing mentoring program, I get a little affiliate commission.  If you buy through the above link, send me an email with the receipt and I will give you a surprise gift. 🙂  If you don’t buy or or you buy from other links, that’s perfectly fine.  I still thank you for taking the time to read this article until this point.  Dont’ hesitate to contact me if there’s anything I can help you with.

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